How to Choose the Most Suitable Credit Cards for Your Spending Habits
How to Choose the Most Suitable Credit Cards for Your Spending Habits
Blog Article
How to Choose the Most Suitable Credit Cards for Your Spending Habits
Navigating the credit card perks options can be daunting with so many choices available, each offering different offers, benefits, and advantages. Our system simplifies the process to make it easier to start in less than 5 minutes, with continuous monitoring so that you are always aware if there are better cards available for you.
**Evaluating Your Spending Habits**
The first step is to determine your monthly expenses across different categories such as:
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- E-commerce
- Wireless transactions
- Food and beverage expenses
- Foreign Currency Spend
- Miscellaneous expenses
This information helps us gain insight into your spending patterns and identify the most suitable group of credit cards based on your spend.
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**Custom Credit Card Recommendations**
Next, our automated tool compares your spending patterns with our repository of credit cards to evaluate the potential rewards you could earn from various credit cards, considering factors like incentive percentages, caps, and exclusions.
We keep a current repository of credit card offers from all leading banks and providers in Singapore, including air miles and rebate options as well as Sign-up Bonuses.
We also provide options for further optimization such as only looking at cards from specific banks or cards with no required first-year annual fee.
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**Continuous Monitoring and Recommendations**
Since card benefits can change over time, our platform regularly refreshes its recommendations based on your usage patterns and notifies you of changes to optimize your setup to enhance your benefit accrual. This proactive method ensures you always have the ideal set of cards to gain the most advantages.
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